🇳🇴 Instabank.no
🇫🇮 Instabank.fi
🇩🇪 Instabank.de

© 2025 Instabank ASA

Corporate Governance at Instabank

At Instabank, we believe strong corporate governance is the foundation of sustainable growth, fostering trust among stakeholders and ensuring our commitments align with regulatory standards, industry best practices, and shareholder expectations. Our governance principles are built on accountability, transparency, and a proactive approach to risk and compliance management.

Governance Framework

Instabank adheres to a robust governance framework tailored to our role as a digital bank operating in the Nordic financial sector. This framework complies with Norwegian corporate governance guidelines, EU directives, and listing obligations as part of Euronext Growth. The Board of Directors oversees governance practices, ensuring strategic alignment with our mission and sustainable value creation for all stakeholders.

Leadership and Oversight

The Board of Directors is composed of experienced professionals with diverse expertise. Key responsibilities include:

  • Strategic oversight and long-term planning.
  • Risk management, financial stability, and regulatory compliance.
  • Ensuring ethical and sustainable business practices.


The Board works closely with dedicated committees for risk, audit, and sustainability, providing specialized attention to critical areas of governance.

Risk Management and Compliance

Risk management is integral to our operations, ensuring resilience in a rapidly evolving financial landscape. Our risk framework addresses financial, operational, and reputational risks, supported by regular audits and compliance reviews. We integrate cutting-edge technologies, such as AI and machine learning, to enhance monitoring and decision-making.

Compliance with financial and data protection regulations, including GDPR, is a cornerstone of our operations. Instabank maintains transparent relationships with regulatory bodies, reinforcing our commitment to ethical conduct.

 

Sustainability and ESG Focus

Governance at Instabank extends beyond compliance to encompass environmental, social, and governance (ESG) principles. As a Miljøfyrtårn-certified company, we implement sustainability into every aspect of our decision-making. This commitment is evident in our financing practices, partnerships, and internal operations, aligning with the UN Sustainable Development Goals (SDGs).

Shareholder Engagement and Transparency

As a listed company on Euronext Growth, we prioritize transparent communication with shareholders and investors. Our disclosure practices ensure timely updates on financial performance, governance matters, and sustainability initiatives. Regular investor briefings and accessible financial reports reflect our dedication to openness and accountability.

Commitment to Excellence

Instabank’s governance practices are underpinned by a culture of continuous improvement, embracing innovation while safeguarding the interests of our customers, shareholders, and community. Through strong leadership, responsible management, and forward-thinking policies, we remain a trusted partner in the digital banking revolution.

For detailed policies, governance reports, and board composition, please refer to our: