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16 March 2023

INSTA: Annual Report 2022 Instabank ASA

The annual report of 2022 was approved by the board of directors on March 16th
2023 and is enclosed to this release.

This information is subject to the disclosure requirements pursuant to Section
5-5 the Norwegian Securities Trading Act.

About Instabank

Founded in Oslo in 2016, Instabank ASA is a Nordic digital bank focused on delivering simple, efficient, and accessible financial services. Since its inception, the Bank has combined modern technology with prudent banking principles to create a scalable business built around simplicity, transparency, and customer value.